Credit Analysis for Commercial Vehicle & Heavy Equipment Loans

OVERVIEW

In businesses involving Commercial Vehicles & Heavy Equipment, loans will often be a necessity due to a large number of operational and purchasing costs. Therefore, proper credit analysis is needed to ensure that the loans made by the company will not impact the financial state of the company itself.

OBJECTIVES

By the end of this training course, participants will be able to:

• Understand the concept of credit analysis

• Able to do credit analysis accurately

• Able to minimize the risk of credit to be given.

• Able to arrange Structuring Credit Facilities, Credit Monitoring, and Relationship Management Techniques.

TARGET PARTICIPANTS

• Finance, Accounting, Credit, Operational, Sales & Market, Account Executive

COURSE CONTENTS

• Financial statement analysis and interpretation

• Testing the Corporate Financial Statements: testing the accuracy of the data in the financial statements, testing the linkage of the accounts in the financial statements

• Financial Ratio Analysis: calculate and determine the level of corporate liquidity and profitability, calculate and determine corporate financial risk, determine the corporate financial strength

• Financial Recosting

• Commercial Vehicle

• Heavy Equipment Loans

• Quantitative and Qualitative Analysis

• Investment Credit Analysis

• Working Capital Credit Analysis (Cash Loan and Non-Cash Loan)

• Cash Flow Analysis: analyze operating and non-operational cash cycles